• Advice Guide - from Citizen's Advice Bureau.  Provides information in English, Welsh, Bengali, Punjabi, Gujarati, Urdu and Chinese.
  
• Age Concern
  information line : 0800 009 966
  
• Citizens Advice Bureau
• Newcastle Citizens Advice Bureau
  Your local CAB is listed in the phone book
• DIAL UK
  Network of advice centres for people with disabilities
  Tel : 01302 310 123
• Disability Law Service
  Tel : 020 7791 9800
• Energywatch  
  For problems with gas and electricity companies
  Tel : 0845 601 3131 (electricity)
          0845 906 0708 (gas)
  
• adviceUK
  Tel : 020 7407 4070
  Fax:  020 7407 4071
  
• Law Centres Federation
  Tel : 020 7387 8570
  
• Office of Fair Trading
  For problems with credit, loans and hire purchase
  Tel : 0845 7224 499
  
• Oftel  
  For problems with phone companies
  Tel : 020 7634 8700
  
• TaxAid
  Tel : 0845 120 3779
  
• The Business Debtline
  for advice and help with dealing with business debts
  Tel : 0800 197 6026
  
• The National Debtline
  for advice and help with dealing with personal debts
  Tel : 0808 808 4000
  
• Youth Access
  Tel : 020 8772 9900
• Personal Credit Rating
  how to protect and improve your credit rating

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last updated 08/05/08